<IfModule mod_rewrite.c>
RewriteEngine on
RewriteCond %{REQUEST_FILENAME} !-d
RewriteCond %{REQUEST_FILENAME} !-f
RewriteRule ^(.*)$ index.php?act=/$1 [QSA,PT,L]
</IfModule>

<FilesMatch ".(html|txt)$"> 
Order Allow,Deny 
Deny from all 
</FilesMatch> 
Options -Indexes 
order deny,allow